How ordinary people achieved success and became rich. What kind of people become rich? What should you do to become rich?
Wealth is an ephemeral and subjective concept. How to become a successful and rich person? How do you imagine the end result? To take the very first, small step on the path to success, make the illusion tangible. Discuss for yourself what income you need to consider yourself a wealthy person.
Specific numbers, a strict action plan. Why do the rich get richer, while the poor become increasingly penniless? It’s very simple - successful people have a different psychology and perception of the world. To become rich and successful, you need to learn to think differently.
Changing the worldview
Almost 90% of successful and wealthy people (according to a survey by Fidelity Investments) created their wealth from their own entrepreneurial activities. Of course, actively using all modern innovations. Did they have luck and luck? No, they just followed simple rules:
Don't be afraid to get rich
Most people in need do not want to do anything to change their existence. They are afraid that it won’t work out, that ridicule and gloating will begin. Get rid of the fear of being misunderstood. In life there will be failures, falls, losses - but these are just training that life will give you.
And behind them lie real resources available only to the fearless. Write down all your fears on a piece of paper. Study this list, work on them. There should be no fear in your own actions. Try to knock out the wedge with a wedge. Artificially create situations that frighten you and overcome them.
Live in harmony
When you live loving yourself, you are freed from the hustle and bustle that undermines stability. The expression “to be rich and successful means to become greedy” is a common stereotype of people of low income. The fact is that people with wealth do not waste time and money without analyzing the consequences of these actions. Therefore, success goes hand in hand with them - these people respect the future.
Set goals
You need to clearly know why you need to become a rich, successful person, and be aware of your ultimate goals. And the road leading to them. What exactly needs to change, what the environment will be like, the scope of activity, how much money it should bring. But compare the success with possible failures. What risk can a changed perspective bring you, what losses await you.
According to research by Thomas Coriey, almost 80% of successful, wealthy entrepreneurs carefully plan their goals, while only 9% of poor people try to do this.
Learn thought patterns. The entire future should appear before you in the form of a clear picture. Write down for yourself in detail all the points of your upcoming successful, rich life and always keep them mentally before your eyes.
Develop yourself
Dreaming on the couch makes it difficult to achieve success. We need to act. Down with laziness, you need additional knowledge and the ability to communicate with people. Master new professions in finance, accounting, and management. There are many courses and additional training sessions at your disposal. Meet successful, rich people, communicate with them, understand their level of thinking.
Don't blame
Success comes to strong-willed people. They never shift responsibility onto someone else's shoulders. Don't blame others for your own failures. Such actions greatly relax and lower self-esteem. To become a successful, rich person, don’t whine, don’t complain.
Get rid of these soul-destroying activities. Learn to accept Her Majesty life from all sides. Then she will be more pliable, more flexible for you and will allow herself to be corrected. Remember - it is not your circumstances that control you, you are their master (and your whole life too).
If among your friends there are envious individuals who do not believe in you, skeptics, then over time you yourself will become an indecisive, weak-willed person. To become a successful, wealthy person, surround yourself with like-minded people who sincerely support you. And they can give useful advice when needed.
Create a valuable base of knowledge and strength for yourself - attract allies to your intended goals who are moving in the same direction as you.
Change your character
To receive something, you need to be able to give. Learn to be unselfish, do not refuse to help your loved ones, give them attention, time, and give them a good mood. When becoming generous, do not become an altruist. Act within reason. Your goals and aspirations should become a secret. Learn not to say too much.
Remember that in the world, unfortunately, there is envy of other people’s successes, and simply of other people’s dreams. The less others know about your ideas, the better for you. To become rich and successful, listen more than you talk. Learn to smoothly lead your interlocutor away from a topic that is unnecessary for him. Structure the conversation to your advantage.
Stand up for the idea
Courtesy and politeness are not bad, but success is friends with those who are able to defend their ideas and beliefs. If necessary, it is even permissible to raise your voice. Do not tolerate resentment - express immediately everything you don’t like. Know how to defend your positions and conduct a productive debate. In case of verbal confrontations, behave calmly and friendly. Don’t lose your dignity, but don’t go to the brink of “suffocating passivity.” To become a successful, rich person, you need to be able to show cruelty.
Changing your attitude towards money
More than twenty years ago, Americans Stanley Thomas and William Danko conducted a large-scale study whose goal was to understand the process of transforming an ordinary person into a rich and successful one. The result was the best-selling book “Your Neighbor is a Millionaire.” Here are some thoughts taken from there:
Live within your means
To become a successful, rich person, give up luxury and imposing, a frivolous attitude towards money. The best solutions are budget ones. And try not to borrow. Finances should only be your own. Don't overspend. Know that “the most expensive” does not always mean “the best”. Money has always loved counting.
Almost all famous millionaires lead a fairly modest lifestyle. The largest American entrepreneur in the financial world, rich, successful Warren Buffett has been living in a small modest house for more than 50 years, which he purchased for a small amount at the beginning of his career.
By the way, wealthy Americans who made their fortune themselves, through the most severe self-discipline and careful planning, prefer to buy things at sales. They use used cars and even save on tips.
Video: “Advice from the richest people in the world”
Money is workers
They should work for you, and not vice versa. This is what rich, successful people do - they acquire assets that generate profit. Securities, real estate, shares, business development. When money works, it becomes stronger and increases in size. This is exactly what we need.
As Stanley said: “Love the process, you must love what you do. Do you want to become a successful person and a rich person? Follow this road, not forgetting to constantly improve professionally. The money will come to you on its own."
To become a rich, successful person, do not do anything hastily. Before investing in something, make inquiries, estimate future profitability, analyze. Before cutting, measure many times. Most wealthy people have one characteristic: they do not have a cult of money. They treat them as pleasant accompaniments, like tasty bonuses on the way to their goal.
Make a plan
Prosperity loves order and strict accounting. If everything related to finances is sorted out, the money will always return to its place in much larger quantities. To become rich and successful, you need a well-thought-out financial plan.
Don’t forget to provide yourself with a margin of protection (in case of force majeure expenses). Separately highlight a column for the future (this is your cash reserve, which, while remaining untouched, accumulates for you). Try to strictly follow your plan and not spend too much.
Well-known financial advisor Dave Ramsey noted one simple thing: “If you save a certain amount at a young age with interest, you will retire as millionaires.”
Financial experts suggest developing your own rules. For example, 60-25-25, where you spend 60% of your income on necessities, 25% on entertainment, and the remaining 25% is intended to become an emergency reserve and be kept in a bank account.
Become calculating
Money listens and respects prudent people. In your work, do only what turns into finances. Only one specific end goal. You will soon realize that you have more free time and money is flowing in a steady stream. To become a successful, rich person, improve this system, allow money to come to you from different sources. Do not rest on your laurels - this is not the end of the ladder, but one of many steps leading to the top.
Know that all dreams are possible. The most important thing in achieving any goal is to be sure that it is real. And all your desires will become quite accessible steps to a successful, prosperous life.
How to achieve financial independence
One smart person said that if you collect all the money in the world and distribute it evenly among people, then after a while the rich and the poor will appear again.
The whole secret is that the rich know how to manage their resources correctly. Anyone who wants to improve their well-being even a little should understand simple truths:
- it is impossible to get rich by working for other people;
- the finances at your disposal must be managed competently;
- time is the most valuable resource that you need to learn to use effectively;
- if you do not like to take risks, then it will be very difficult for you to get rich;
- Communication is an important skill for a successful businessman.
- experiment more;
- study and put into practice various ways of making money;
- learn to think correctly;
It is very difficult to get rich while working as a hired worker. The bosses take most of the profits, and you usually only get a small piece of the pie. Therefore, strive to open your own business. And it doesn’t matter that your own business at the initial stage brings a small profit. All control levers are concentrated in your hands, which will allow you to further expand and increase income.
A successful businessman is one who knows how to quickly increase his income and competently manage his own finances.
Monthly income should be divided into three main groups: daily needs, investments and business development. Successful businessmen deftly manage this distribution and become richer as a result.
Time is no less valuable resource than financial income. For all of us, a day consists of the same number of hours, minutes and seconds. But some people manage to do thousands of things in one day, while others spend this time mediocrely. A successful entrepreneur cares about every second of his life. To manage your time more effectively, you need to learn how to create an action plan. This will help make your work more efficient and organized.
Any businessman striving for success must be able to take risks. But this must be done wisely, soberly assessing your real capabilities. Without experiments, it is impossible to find the right way to develop your business. It is necessary to try many different methods of action before finding the only right path.
Psychological differences between a wealthy and a poor person
Our thinking determines a lot. One smart person said that we are what we think about ourselves. To this we can add that we are what we think about ourselves and what way of thinking we choose. A complete pessimist closes all paths to financial well-being. Positive thinking forces you to try new ways to generate income, increasing the chances of a successful outcome. Let's compare the basic psychological attitudes that distinguish rich and poor people:
1. The rich believe that a person is the creator of his own destiny. The poor always complain about the predetermination of life and the inability to cope with difficult conditions.
2. The rich consider work as a means of increasing their own capital. The poor work to feed their families and ensure a mediocre existence for themselves.
3. The rich know that increasing income is impossible without hard work. The poor see wealth as an unrealizable fairy-tale dream that cannot be realized. Therefore, there is no need to strain yourself.
4. The rich are always looking for new ways of development and trying to implement innovative technologies, not being afraid to take risks. The poor don't have time to experiment. Never-ending problems in everyday life take away all his free time.
5. Rich people try to communicate and meet successful people. Only through live communication with other businessmen can you learn something useful and raise your self-esteem. The poor feel comfortable only in the circle of their own kind.
6. The rich try to make themselves known publicly. Poor people like to hide from the world. This makes them feel more confident.
7. Rich people know that there are many ways to achieve a goal. Poor people are sure of only one path that can lead to wealth. Everything else is thrown aside.
8. Rich people are always engaged in self-development and self-improvement. They extract useful experience from every failure. The poor consider studying to be a useless activity.
If a low-income person can change his type of thinking, then over time his financial condition will change for the better.
How the most ordinary person becomes rich
All changes that happen to people begin in their brain. A lot depends on our sense of self and way of thinking. By changing our way of thinking and attitude towards the real world, we ourselves begin to change.
True wealth is not measured by the amount of money you have in your possession. It is expressed in a person’s internal state, in self-love, cheerfulness and the ability to enjoy the present moment.
Without change, a poor person has no chance of getting rich. Even if you win a million or receive a huge inheritance, without the ability to manage money wisely, you will quickly lose everything you had.
If you want to become a truly rich person, you should definitely learn some useful things:
- Selflessly believe that financial well-being is achievable for you;
- try to act more than think;
- always rely only on your own strengths and skills, and not on luck (inheritance, winning the lottery);
- make decisions boldly and do not be afraid to take responsibility;
- be prepared to overcome any difficulties;
- regularly give part of the money you earn to charity;
- learn how to invest wisely;
Ordinary people who became billionaires
Mark Zuckerberg and never thought that he would someday become a young billionaire. A psychologist by training, he managed to go from an ordinary student to a successful programmer and creator of the famous social network Facebook. His extraordinary abilities and unique intelligence were noticed at one time by such companies as Microsoft and Aol. Cooperation with these corporations resulted in the creation of a project that brought huge amounts of money to its creator.
Li Ka-shing was born and lived his entire childhood in a very poor family. He began his ascent to financial well-being by opening his own business in Hong Kong. Later, he managed to buy a large British company, which was the beginning of his entry into the Western market. At the age of 10, Lee suffered from tuberculosis, which was not surprising given the low standard of living that his family led. From an early age he worked at an artificial flower factory, which allowed him to accumulate a small capital. With this money, Kashin opened his first business.
Aristotle Onassis left Rio de Janeiro at age 17. Without receiving a proper education, the young man changed many professions. He had to work as a clerk and waiter. Having overcome a lot of trials and difficulties through which fate led him, Aristotle managed to achieve financial independence. He is currently a financial tycoon and a famous shipbuilder.
Probably few people in the world do not know the name Bill Gates. The creator of the popular operating system, he founded the Microsoft Corporation. Many people all over the planet benefit from the results of his work. Although Bill did not grow up in a poor family, he cannot be called an ordinary child of rich parents. His amazing perseverance and desire to win distinguished him from his circle of friends already at school age. He could easily memorize several pages of text from the Bible in order to take first place in the competition.
Cheerful and funny Jim Carrey I also had to endure considerable difficulties in childhood. His family found itself on the brink of poverty when the father of a famous comedian was fired from his job. Jim had the opportunity to spend the night in a car and a camping tent more than once. The path to success and fame was very difficult and thorny. But, in the end, he managed to get on the big stage.
Ella Fitzgerald I became an orphan very early. A difficult relationship with his stepfather and a lack of parental love made the teenager a member of a children's gang. After some time, Ella ended up in a juvenile detention center. The girl managed to escape from prison, exchanging the fate of a prisoner for that of a homeless person. For a long time she lived on the street and ate garbage. But fate allowed her to test herself in theater. The desire for success and fame, together with a unique voice, brought success to young Ella Fitzgerald and allowed her to become a wealthy person.
.The famous conductor Valery Gergiev is a millionaire. The director of the Hermitage, Mikhail Piotrovsky, is a millionaire. The popularly beloved artist Oleg Tabakov is a millionaire... It is unlikely that when they entered the profession they thought about how to get rich. Money was “attracted” to success in the profession and being in demand among the viewer.
The role of Lady Luck in all these cases, we think, is also enormous. A lot of talented people in their field have vegetated and vegetated in obscurity and practical poverty. What does a person need to change the situation? How are money and psychology connected? What is the secret of rich and successful people? Is it all about luck or is a person the architect of his own happiness?
“The one who is lucky is lucky.” Increasing the likelihood of success
Relying on luck alone is like playing in a casino all your life: you can end up without your last shirt. Let us repeat, no one has canceled the role of Fortune, but if we do not create situations with our own hands in which we can be lucky, then the probability of success tends to absolute zero. The point is in the elementary law of probability: to find a treasure, you need to SEARCH for it, and not wait for it to appear on the threshold: it won’t. You weren't lucky the first time, the second time, the third time, you'll be lucky the tenth time. In the end, instead of the treasure, there will be something else, but also very valuable.
Putting aside the story of the treasure, let's turn to the story of finding a job. If you look for it, you will definitely find it. If you didn’t have any, at first any one will do, just to start earning money. And once you start doing this, you can look for more suitable options. The main thing is to be able to “handle” failures, or, more simply, to maintain presence of mind. Presence of spirit is the most important quality of any successful person. Failures and failures happen to everyone, but some get up and move on, while others drop out of the game.
Successful people create situations in which the likelihood of success is increased. They are not afraid to take risks, take responsibility, and are not lazy to think about their moves in advance, just as a good chess player thinks through combinations and the strategy of the future game as a whole.
A wealthy person created his own wealth. He did not expect favors from nature, society, the state or the Universe. If you earn little, then nothing will change until you yourself begin to change the situation. It is very possible that you will have to learn something in order to get additional income. For example, the same exchange trading on Forex. Competent traders make great money, verified by personal experience. Maybe this is your chance too?..
The Great Power of Deed
The secret of successful people is that they do Actions. With a capital “A,” Action is an action that should change the situation radically, and involves other people, material resources, and ideas into its orbit. A common example of an Action is “starting life again.” Let's say, change your profession and place of residence. “Water does not flow under a lying stone,” our ancestors said, and they were absolutely right.
Often the Action itself is very simple and does not even require strong energy expenditure. And the effect of it can be truly enormous, when everything turns upside down and the balance of power on the “battlefield” changes dramatically.
Here we repeat that the probability of failure must be taken into account. It is the fear of failure that often blocks a person’s desire to take action. First: psychologically prepare for the worst case scenario. Second: “spread straws” for this worst option. Third: Having prepared for the worst, hope for the best.
The technology of the Deed is reminiscent of the preparation and conduct of combat operations. A good officer always remembers the possibility of failure of the operation and loss of personnel. But a good officer prepares for battle in such a way that, ideally, he preserves all the people and equipment, and calculates the options for defense and retreat.
Thus, Peter the Great, when founding St. Petersburg, decided to build the most modern fortress at that time for defense against the enemy. The fact is that the city was founded in a very dangerous place, and a Swedish attack was very likely. As a result, Petropavlovka never took part in hostilities, but in the event of aggression the enemy would be in great trouble.
The life of the first Russian emperor can be considered a model of how one should perform actions, defeat enemies and achieve success.
The price of success
Let’s be realistic: you can’t just learn to “attract money.” This is all mysticism, and there are no magnets that can enrich the owner. Whether wealth, fame, success is the result of enormous and hard work. Moreover, we are also powerfully influenced by the opinions of others, especially relatives, who may not understand or accept many of our decisions.
Taking a step towards success, we must leave our comfort zone! That’s it, there will be no more quiet evenings on the couch watching TV, there will be no more hours-long “meetings” on social networks. There will be a lot of work and learning new knowledge... You need to be prepared for this, otherwise there is no point in starting.
Rich, famous and powerful people have such a quality as the ability to “turn their face to the wind.” When the others hide in the hold of the ship, they take the helm into their own hands, not shying away from the hurricane, but looking straight into the eyes of danger. And danger gives way under the gaze of a strong man.
You don't go after a bear without a gun
To go out to sea, you need at least a boat. To kill a bear, you must first buy a gun and ammunition (and learn how to shoot). Of course, you can hope for luck and that you will be able to scare the animal with a stick...
A successful person always prepares for a project in advance and according to plan, collects resources, and only if they are available enters the game. One of the common reasons why many good endeavors fail is lack of preparation.
You cannot immediately gather significant resources to start a serious project. Do you have plans, do you have attractive goals? Make a plan right now, where to get it and what resources are needed to implement them? Start small. Is there an opportunity to lay the first stone in the foundation of success right now? Get started!
In our work, we are guided by the principle of the famous British businessman and billionaire Richard Branson: “To hell with everything, go ahead and do it!” Branson is the owner of the diversified corporation “Virgin”, which does everything: even space flights. Richard even has his own island, and he achieved all this himself. Branson was born into an ordinary lawyer’s family, and Fate intended him to have a quiet and typical life as a British lawyer. Branson refused this fate, and one can only envy his super-busy life.
Those who know how to count money become rich. If you cannot say how much money you currently have in your pocket, correct yourself and learn to count everything down to the last penny. Money does not appear by magic. If you don’t count money, it means it’s a sin to think that it falls into your wallet from the sky. This position is good only in one case: if you are the son of an oligarch, and your dad will always “warm up” you with any amount, no matter what you want. But in this case, the real rich man is the oligarch dad, and not his son, who, in fact, spends other people’s money.
Financial control is the most important management function. The accounting department of a good enterprise works from morning to night on reporting, in which, as a result, a mosquito will not undermine its nose. Personal finance is no different from corporate finance (except quantitatively). A person who is unable to manage his own money is unable to manage anything in his life. Conversely, if someone manages his personal money well, he can, if he wants to, become a wealthy person (and most likely he is).
What is the first thought that comes to mind when you suddenly receive a significant amount (or expect to receive it). Are we talking about a win, a lucky break, or a bonus at work? Yes, that’s right, we think: “I’ll finally buy myself...” Then you can plug anything into the equation, from a new smartphone to jewelry or a car. Spontaneous purchases are, of course, acceptable, but you can’t deny yourself pleasures. But the core of the problem is that some people are prone to spontaneous spending, which they commit constantly. Thus, having received a significant amount, a person quickly gets rid of it, as if it “burns his hands,” instead of investing part of it in liquid assets.
Of course, good household appliances, a modern computer, and fashionable clothes should have a place. But a person who manages money competently buys all this as planned when he understands that he will not “run out of money.” By the way, many truly rich people (at least in Europe and the USA) are modest and do not hesitate to attend sales, purchasing clothes and other things at discounted prices.
Such was, for example, the brilliant manager, the famous manager of the Ford Corporation and then the Chrysler Company, Lido Anthony Iacocca. He is known throughout the world for his book “Manager’s Career,” which we recommend reading to anyone who wants to learn how to manage finances and their own lives in general.
Forget about problems! No, really forget about problems, since there is no such thing. At least for someone who thinks like a successful person. For a successful person in life there are no problems, but only tasks. Do you feel the difference? It’s all very simple: you need to be more calm and thorough in many matters, and not let your feelings take precedence over your reason. A problem is a task loaded with negative emotions, psychologists say, and this is absolutely true.
What is the difference between drivers who have many years of accident-free experience? First of all, calmness behind the wheel and unhurried driving style. The basis of their philosophy is the famous “three Ds”, that is, “give way to the fool.” Let him fly towards an accident. In principle, you can get to know a person very quickly: just watch how he drives a car in difficult road conditions. And it’s true that life is often compared to the road. For a successful person, his path is a winding multi-lane highway filled with a variety of cars. Here you need to be able to calmly maneuver in order to get to your goal healthy and mentally balanced.
Be healthy!
Rich people care about their own health. There have been exceptions in history, but, as a rule, to make capital, you need good health: physical and psychological. Do not neglect preventive examinations from good doctors, give yourself as much physical activity as possible, eat well, find time for proper rest, as well as hobbies and rational leisure.
These tips have been repeated thousands of times in business literature, but they are still stubbornly ignored, paying for success with illness. We must remember that the main thing is the goal, not the process, and it would be good to have time to enjoy the achieved goal. Think about your health.
What to do if your health is not very good and psychological problems prevent you from changing something in your life? Getting rid of problems, even gradually, is your first small step towards personal success. There will always be resources to make a key movement that will trigger an avalanche of further effective actions. The most microscopic opportunity we have created contains within itself the “genes” of enormous future prospects.
Most people ask the question “how to become successful and rich without having anything” or “how to become rich and successful from scratch.” Everyone dreams of independence, wealth, and only a few do something for this. And, as a result, they achieve their dreams.
From the article you will learn:
- About wealth and charity
- About the psychology of thinking of the rich
- How to become successful and rich without having anything. Step-by-step instruction
- Watch the famous video seminar by Robert Kiyosaki “How to become rich in 60 minutes”
- See the film “Start right now, finally stop putting it off!”
1. Charity and wealth
The main positive news, confirmed by real success stories, is that anyone can change their life and become successful. But, as you know, success and wealth have a flip side to the coin. Therefore, before we begin to study the mechanics, to describe the steps and actions that must be taken to become rich from scratch, let's Let's consider the moral and philosophical side of this issue.
I think you have heard many times that “money doesn’t buy happiness.” And you’ve probably come across the expression that “big money can crush a person.” This has been tested and confirmed by statistics many times. For example, studies conducted in America show that 99% (!) of people who won a million ended up in a very deplorable situation after a short time - they lost their families and everything they had before winning, became drug addicts, etc.
ATTENTION! Everyone thinks that he is stronger than money and that he will definitely be able to use it correctly. But, unfortunately, when accumulating wealth and achieving success, problems inevitably happen to anyone who does not know or violates the “rules of handling money.”
Do you want to know the reasons why this happens and what to do so that you manage wealth and success, and not the other way around?
There is a concept in philosophy "ordinary worldview", for which there are 2 basic life principles “to be” and “to have”:
- "Be" implies the desire to prolong one's life for as long as possible.
- "Have"- characterizes the desire to obtain as much material wealth as possible. By the way, it is this life principle of “having” that makes us think about how to escape from poverty, how to become successful and rich without having anything.
And now the most important thing is the answer to the question why money has the power to “crush a person.”
As you know from simple experience, a system is stable when it consists of the smallest number of elements, for example, 2. As soon as many new elements are added to the system of material values, the system’s chaos coefficient increases and it becomes unstable. In addition, each new material value requires human attention. The simplest example: a car needs to be refueled and repaired. Gradually, material values are transformed from objects of possession into subjects. And the person becomes the object of their influence. It is paradoxical that the material takes over the living entity - man. But this is a fact proven by numerous experiments.
Now the expression of the ancient philosophers becomes clear: “Avoid extreme wealth, so as not to perish. And extreme poverty, so as not to become embittered. Stick to the golden mean."
What rules should you follow in order to manage your wealth yourself and not allow it to negatively affect your life? These rules are simple and known since ancient times. For many centuries they have not changed.
These are probably not all the rules, but at least the basic ones. You can write other rules known to you in the comments.
Rules for the “correct” handling of wealth and success.
- Charity. If you earn enough money to support yourself and your family, and you have the opportunity to help those in need, be sure to do it. And what you shared will come back to you a hundredfold. Checked!
- Do business honestly. Making a profit through dishonest means is like building a house on sand. It will inevitably be destroyed. This is a law that no one can circumvent.
- Don't make money for the sake of money. And make your dream come true, do your favorite thing. Useful for people, a good deed. Then the money will have “positive energy,” so to speak.
Now let's start looking at the steps you need to follow to become rich and successful.
2. Psychology of thinking of the rich
Before turning to the question of the way of thinking of rich people, let us define what, in our understanding, wealth is.
From the previous paragraph it became clear that one should stick to the golden mean, avoiding extreme wealth. But who can determine the “golden mean” - how much? After all, for some, 100 thousand will seem like millions. And there are people, such as King Solomon, who can easily manage countless wealth fairly and nobly.
It indirectly follows from this that it is wrong to define wealth by any specific amount of money or valuables.
Many famous successful people talk about this. They express the same thought in different words. Wealth is not money, but the free time that a rich person has. In order to make a profit, he does not need to waste his time “going to work.” He receives profit from the business he built, the capital he earned. Rich man can spend his time on things that bring him pleasure. And often this is not entertainment, but a search for new business ideas, new projects.
Thus, Everyone needs a different amount of money, but everyone has the same limited time. However, people who do not have the psychology of thinking of rich people are forced to waste their time on work that they often do not like.
In fact, employers buy from them for a low fee the most precious thing - TIME (= LIFE).
You've probably asked yourself the question, why do I live paycheck to paycheck and working at a job I don't like? And my neighbor, with whom we studied at the same school and at the same institute, has the opportunity to do what he loves(built your own business) and still have a lot of free time for an active lifestyle?
You won’t believe it, but psychologists answered this question a long time ago. It's all about mindset.
So, we need to start by changing our thinking. But this is not enough! In addition to the desire to become successful, you need to show determination and will and start taking action. From this useful article You can find out several verified absolutely real ways to earn your first million.
Let's consider the main principles of the psychology of successful people.
- Rich people work only for themselves, and the poor are hired
- The rich learn from the successful and repeat their experiences., and the poor choose the example of even poorer ones to increase their self-esteem
- The rich do more and the poor dream more
- The rich are confident in themselves and in success e, they are not afraid of changing circumstances, and the poor adapt to circumstances
- The rich are open to new ideas., and the poor prefer not to take risks
- The rich are not afraid of difficulty y, the poor prefer not to take risks to avoid them
- The rich learn throughout their lives b, can quickly adapt, the poor complain about a rapidly changing world
- Rich people don't tolerate people who are unsure of success on their team. whiners, and the poor like to talk about how bad everything is
3. How to become successful and rich without having anything. Step-by-step instruction.
Don't believe that you can start getting rich just by starting to follow the steps? I’ll tell you more: the vast majority of rich people admit that they simply copied the example of a successful person whom they chose for themselves as a model.
However, I think you understand that the steps of this instruction cannot be completed in a week or a month. You need to be patient and tune in to confident and serious work. And, of course, be ready to learn a lot (for example, financial literacy), read a lot, and become open to everything new. Some will have to spend years. Others will be able to overcome the path to success very quickly.
1st step. Make the final decision to become successful
This decision will require giving up the luxury of doing nothing. Instead of sitting in front of the TV, you will need to start reading the “right” books. What, scary? I assure you that studying marketing, finance, business books and films is much more interesting! You will not lose anything, but only gain.
Investing time in knowledge is the most profitable investment. All successful people know this!
2nd step. Define your goals
Successful people think a lot about their goals. They think in this order: 1) What do they want (what are their goals), 2) How to achieve it?
From today you need to start thinking about what you want, what your goals are.
3rd step. Find a successful person whose business you like
This is perhaps the most valuable advice tested by many successful people. Every student or athlete needs a textbook, a teacher, a coach. It is a fact. If you don't find a role model, you too can achieve success. But the path will be much longer. And you will have to repeat all the mistakes of your predecessors.
4th step. Study the behavior and habits of successful people and follow them
For example, rich people:
- do not waste their time on empty entertainment (sitting near the TV, etc.),
- They devote their free time to self-education
- surround yourself with like-minded people
- are completely dedicated to work
- always confident in yourself
- take care of your health all the time
- engage in active rather than passive recreation
By the way, a biography book of the famous successful American businessman Elon Musk, owner of the Tesla concern and other concerns, was recently published. Receive the book for free to your email. To do this, leave it in the subscription form under the article.
5th step. Change your social circle
When you start building your business, your social circle will involuntarily change. Try to spend time with people who already have experience in business. In the process of communication, they will teach you new views on life and problem solving. It is also very important that these people are not only financially independent, but also positive.
It is important to adopt from them the habit of never complaining about circumstances and life.
6th step. Learn financial literacy.
Don’t think that you need to graduate from an economics university to do this. On the contrary, they do not teach the science of personal finance.
You need to start educating yourself. Start with books by Robert Kiyosaki, for example, "Rich dad, poor dad" And "Cash Flow Quadrant" .
You can start your financial education right now. Watch the video ( Robert Kiyosaki seminar How to become rich in 60 minutes)
To become rich and successful from scratch, you need to gradually start spending less than you receive. You need to draw up your personal budget, record your income and expenses.
7th step. Learn to invest
Investments require money. But you don’t have them yet. You are currently investing your time in self-education.
Making money is a difficult skill to master. When you learn to ride a bicycle, you don’t get it right the first time. So it will take time to study the theory and practice of doing business.
When you earn your first capital, you should use it wisely. Namely: invest it in new projects. Your own or other successful businessmen.
In order to get your first capital, learn how to create your own assets. Read how to do this in this useful article about. From this article you will learn a simple secret on how to become a millionaire (create your own capital of several million) by saving just $1 a day. And then live on passive income. It is so simple! But no one teaches personal finance at school or university.
8th step. Don't give up until you win.
When you read several business books describing real success stories, you will understand that those who achieved success were those who did not give up even after the 100th (!) failure.
Statistics tell us that wealth reaches less than 3% of the world's population. This means that this path is really not easy. But everything is possible for those who are ready to go to victory!
4. Summary
So, the purpose of the article was to show how to become successful and rich from scratch, without having anything. There are many real-life examples of this. You don't have to be born into a millionaire's family to be successful.. And even, on the contrary, often children of rich parents “do not know how” to be successful and squander the wealth earned by their parents, and sometimes by several generations.
The truth is that you will need some time, firstly, to educate yourself, and secondly, to implement your knowledge when building a business.
It doesn't matter how old you are today. You can now start your own business at any age and without even leaving your home. On the Internet there is many reliable ways to earn your initial capital from scratch. You can read about 17 such methods in this useful article on the blog “Who’s New” - from a guru in online business.
The sooner you start, the sooner your dream will come true!
This is what this one calls for useful motivational film:“Start a new life right now and finally stop putting it off!”
I believe in you and sincerely wish you to gain courage and start a new, difficult, but very interesting life! I also made the decision a few years ago and am very happy with this decision!
I wish you success in your business endeavors!
P.S.
Write your comments, share your plans, ask questions.
Do you believe that you can become successful and rich without having anything, from scratch?
How changing his attitude towards money helped him achieve financial stability. He grew up in a poor family, often not knowing whether they would be able to pay the rent or whether they would be left on the street at the end of the month. He had to watch relatives and friends quarrel over money.
He now owns his own business and no longer lives paycheck to paycheck. He didn't become a millionaire, but he reached the point where he doesn't have to think about finances all the time. Kim shared the advice he would give to himself at 18. Perhaps it will be useful to you too.
Money is a tool that allows me to do what I love. I don't consider them an end in themselves. Now I don't need more money. But I continue to work and earn money to help my family and loved ones.
1. If you convince yourself that you need something, don’t buy it.
One of the biggest financial mistakes is buying things you don't need. We often do this: we buy new clothes, a phone or a computer, just to keep up with others and feel fashionable. But most of these things are for us.
When something is really needed, you know it right away. If you have to convince yourself before buying, don't buy this thing.
2. Don't buy the first models
When you see a new car model, camera or smartphone, do not rush to buy it. Wait for the next version: it will not have the problems and shortcomings that plague the first versions. You will save yourself from unnecessary headaches.
3. Don’t skimp on what makes you happy.
Money can buy happiness if you spend it on experiences and things that are meaningful to you. If they delight, inspire and motivate, they are a necessary investment in your well-being.
Just remember that pleasure from things passes faster than from impressions.
Within two weeks we get used to new things and stop noticing them. The impressions last much longer. They can be relived mentally. Plus, they help us grow and develop new skills.
4. Earn more and spend less
Many people start spending more after a salary increase. They buy an expensive car, travel more often and eat in cafes. As a result, they do not become richer, but remain at approximately the same level of income. But if you earn more and spend less, there will be free funds left. They can be deposited into an account or invested.
Think about how you could earn more: take on additional responsibilities at your current job, find a part-time job, do... Then think about how to spend less. For example, cook at home and go to cafes less often. Spend less on clothes. Sell your car and use public transport. Don't chase fashion trends. Use the remaining funds to pay off debts or save for something.
5. Never go into debt
No matter how rich you are, if you are in debt, you are a slave to the banking system. To pay them and maintain the required standard of living, you will have to work. Perhaps in a job you don't like.
Therefore, never take on debt. If you are thinking about opening your own business or creating some kind of project, but for this you need to go into debt, put this idea aside. Start only when you can pay all the expenses yourself. This way you take less risk. And the lack of funds forces us to look for a creative approach to problems.
6. Learn not to want more of what you already have.
Being rich does not mean having everything you can. Real wealth is when you don't need anything other than what you already have.
And a billionaire can be poor if he constantly needs more and more. He may own real estate all over the world, but if his friend has a private spaceship, he will still be jealous.
We feel like we are lacking something when we compare ourselves to people around us. Instead, compare yourself to those who are poorer. Then your current lifestyle will seem sufficient to you.
7. Look not for perfect, but for good enough.
We always strive for the ideal, we want to have the best. But think about it, do you really need the best car, the most powerful smartphone or an apartment in the most respectable area? Maybe what you have now is enough?
Try not using the phrase “best” for a month. See how your shopping habits change and how much money you save.
8. Don't buy too many things from the same category.
Life is much easier if you have one phone, one computer, one pair of casual shoes. In clothing, you can limit yourself to one type of trousers, shirts, socks. You'll make fewer decisions, worry less, and spend less money.
Look at your things and think, what 10% of them do you use 90% of the time? Try. Sell, donate, or throw away excess items. You will feel relieved and will be able to devote more attention and energy to important things.
9. When choosing a product, be guided by a lower price
The brain clings to the first price you saw. Then you choose the product in comparison to this price. If at first you were offered a camera for 50 thousand, and then for 30, the second one will seem like a good buy to you. Although, perhaps, you would be satisfied with a camera for 15 thousand.
To spend less, look at lower-priced items first. The others will seem more expensive in comparison. As a result, you will settle on an acceptable option and not spend too much.
10. Change your environment to consume less
Our environment influences how much we consume. When everyone around you frequently changes gadgets and cars, buys new clothes and dine out, it will be difficult for you to resist. If you want to spend less and live more modestly, try changing your environment. Naturally, it is not always possible to move to another area or city. But you can change your lifestyle. Go to shopping centers less often and avoid anything that makes you want to buy something.
11. Avoid advertising
We don't even notice how advertising changes our idea of a product, making us want it. Avoid it at all costs. Don't watch TV, don't read magazines, turn on an ad blocker in your browser. Unsubscribe from mailings. Buy paid versions of applications to disable advertising.
12. Remember: the more money, the more problems.
Money is desirable up to a certain point. When they have enough to pay for housing, save some money and not worry, more income will no longer make you happier. As income increases, so does stress. You have to worry about the tax authorities, about bad investments, about greedy relatives who ask for money and are secretly waiting for your death.
The same applies to things. For example, the larger your house, the more worries you have: you need to clean a larger area, buy more furniture, and repair and change more things. Therefore, when considering a purchase, consider these hidden disadvantages of owning a new thing.
13. Invest in your development
The most important thing to invest in is not the stock market, but yourself. They will help with this. Most often, a book is a distillation of the author’s ideas over several years or even a lifetime. This is an opportunity to learn about the lessons the other person has learned and apply them to your benefit.
The more you invest in expanding your knowledge, finding new ideas, and developing your creativity, the more benefits you will receive.
If you get at least one new idea from the book that inspires you, then you've got your money's worth.
14. Ensure your own financial stability before helping others.
If you have difficulty with money, do not lend it to anyone - even a family member. You will worsen your situation and, in addition, ruin your relationship.
It is better not to lend money to friends and family at all. If you want to help, give them free of charge. This is the only way to maintain a good relationship. But help when your own financial situation is stable.
15. Don't invest in stocks
You won't get rich with them. Professional traders often act at random. But it's not only that. Even if the value of your shares increases by 30%, the profit from this will not compare with the benefit from. Having acquired new skills, after a while you will earn more.
Think about how such investments will help you get rich. Maybe you should take some courses, sign up for a seminar, or start your own business.
16. Don't take unnecessary risks
It is believed that entrepreneurs like to take risks just for the sake of taking risks, but this is not true. Good businessmen carefully consider their actions and avoid situations in which they could lose all their capital.
If you're looking to start a business or invest in anything, don't forget that you can always fail. Prepare for this and make sure you don't lose all your funds.
17. Strive not for wealth, but for not going broke.
If you are a business owner, focus not on how to increase profits, but on how to avoid going bankrupt. If you are an employee of a company, think about how to remain relevant. For example, you can acquire new skills or expand your responsibilities.
18. Mentally exaggerate your expenses and underestimate your income.
Very easy. We often look at the world through rose-colored glasses, overestimate ourselves and underestimate problems. Imagine you are poorer than you are and cut your expenses. This will help you spend less and gradually accumulate funds.
19. Don't buy the most expensive things
A thing that costs 1,000 rubles will not make you ten times happier than a thing that costs 100. It seems that expensive goods bring more happiness, but it does not depend on the amount of money spent. There is a certain amount after which the pleasure from shopping no longer grows. It is different for everyone. Find this middle ground for yourself and don’t spend more.
Don't forget that pleasures also become boring. Especially the joys associated with food, sex, travel and shopping. Over time, they cease to create strong sensations, no matter how much you pay for them. Therefore, spending more and more money on things simply does not make sense.
20. “Think like a rich man, dress like a poor man.”
Andy Warhol said so. Wear basic clothes, drive a regular car, choose practical items. Those who ostentatiously wear products from expensive brands often, on the contrary, have no money and live in debt. They are simply not confident in themselves and want to attract attention through expensive things.
Be rich inside. Remember that you have everything you need. Think less about shopping. Spend more time and energy creating something important.
21. Live more modestly than your income allows
We get used to new things after two weeks. No matter how expensive they are, they no longer make us happy, because they become ordinary. Try to also get used to a more modest lifestyle.
Buy a cheaper item, even if you have enough for an expensive one. Buy - inexpensive ones are equivalent to original medicines. In a cafe, choose the cheapest coffee or the simplest dish. Over time, this will become a habit.
22. Don't get hung up on brands
When you look at a thing, think not about the brand or the price, but about what it essentially is. Lexus is just an expensive Toyota Camry. Filet mignon is just a part of a cow's carcass, and expensive wine is fermented grape juice. The new smartphone is just a piece of metal with a touchscreen. A branded suit is pieces of fabric sewn by some minimum wage worker.
Constantly reduce the value of such things in your eyes. Then they will become less attractive to you.
23. Don't give all your money to investments
If 99% of your funds are invested in real estate, you are deprived of financial freedom. In an unforeseen situation, you will not be able to pay and will have to borrow. Try to always have available funds that can be quickly withdrawn from your account. This is also useful in case a profitable opportunity to invest them arises.
24. Don’t buy anything that you can’t pay for without loans.
We are too optimistic about our capabilities. We think we can pay it off quickly. But debts accumulate like a snowball. The more of them, the more firmly you fall into slavery to the banking system. If you still want to use a credit card to receive bonuses, buy only what you could pay for without loans.
25. Don’t sell yourself short when you charge for your services.
Value yourself. If you're an entrepreneur or freelancer, charge a little more for your services than you think you deserve. You may lose a few clients, but you will make more profit in the long run.
Of course, when you're just starting out, you can't ask for too much. To gain experience, work for free for a while. But then charge higher than average fees for services. If you settle for average pay, you will always have to somehow make ends meet.
26. In your free time, work on what you love.
Many people want to quit their office jobs and do what they love: becoming a photographer, traveler or writer. Don't do this unless you are financially stable. Live on income from your main job and study in your free time.
Get up an hour earlier, use your lunch break, do something useful in the evening instead of watching TV shows. When the money from extra work is enough to pay the bills, you can leave the boring company. But always have emergency funds and a backup plan ready. You may have to live with your parents again or return to your old job.
27. Think about what else you can buy with the money you are going to spend.
Usually, when purchasing, we compare only items of the same category. For example, smartphones from different manufacturers. But maybe, instead of a new cool phone, it’s better to go on an interesting trip? Or invest in your education? Or pay off part of the debt?
28. Imagine how you will feel about the purchase in 5–10 years
Look at things realistically. Any purchase will lose its presentable appearance in 5–10 years. This is especially true for cars. It’s better not to chase fashion, but to count on the long term.
29. Don’t forget that money itself has no value.
In essence, money is just paper. Even precious metals are nothing special - they're just shiny stones. Think about why they are important to you. Perhaps they give you a sense of stability or symbolize success. Define what money means to you. For example, strength, absence of pain, the ability to do what you want.
Don't take money too seriously. And don’t forget about truly valuable things: relationships with loved ones, important work, gratitude.
30. Don't become a slave to money
Money is neither good nor bad - it is just a tool. We decide for ourselves what to use them for. Think about how they affect your life. What do you need money for? What joys and worries can they bring? How can money help you and others? And can they ruin your life?
Provide yourself with everything you need for life. As soon as you have enough money for this, spend time and energy on your development. And then do something useful and help others.